Wednesday’s Reality

Today should be a good day. The 2nd means we made it through another month without going hungry and our food assistance is replenished for the month. I even have gas to get to and from the grocery store in a neighboring town. The problem is I have a past due electric bill, and a shut off order applied to my account as of yesterday. With this in mind, I am hesitant to purchase food ( particularly persishables)

The past-due amount is $ 171.00.

Today, I also face having my internet shut off again. That amount is $128.00

And AGAIN, the mortgage went unpaid for September. $431.87. They gave me 7 days ( on the 30th ) to pay or face foreclosure. Actually they are trying to get us to quit claim title back over to them. 😦

Any one can be paid directly to the specific entity and I will gladly provide specifics.

And I am still living in what is fast becoming squalor. With our plumbing and back load of trash still piled everywhere.

it sucks because I know that we are doing EVERYTHING we know to do to help ourselves. AND I can’t continue living this way. I don’t wish this on my worst enemy… TODAY I feel as though I am suffocating.

AND YET, Every move I make I question whether or IT would be pleasing to GOD! Even pleasing to those I have grown close to.

I have tried desperately to remain positive through this. I cling to my faith. I pray and I pray some more.

I have reached out in every way I know how. AND YES, I realize that no one here owes me one red cent and I know how all this must sound. I know how it sounds to me. I hate being so dependent, but the fact remains that I am, and this is why I began this fundraiser to begin with.

TRULY, I don’t want to keep BEATING a dead horse. This is our only HOPE! To reach someone that is financially able to STEP up beyond all reason and HELP where the GREATEST needs are!

Last but not least, I am quite thankful for the assistance we have gotten in this fundraiser. A FEW have GONE WAY ABOVE and BEYOND!

It’s amazing, quite honestly! I hope I have sufficiently expressed my gratitude to everyone who has helped us on this journey, Sometime I wonder about that too.

However, donations are still DESPERATELY needed.

So PLEASE, if you are able, please donate. If you have questions or would like to help with a specific need, please ask.

Thank you ALL for listening…

My pleas are heartfelt and genuine,

God Bless You.

Hindsight x’s 20 (Advice from the poor house )

home3

Please NOTE : I actually wrote this several months ago and it is aimed at the working class, particularly younger folks who are just starting out. It is the BEST advice I can give you! Perhaps old-fashioned BUT advice I wish I would have heeded when it was offered to me many moons ago.

Hindsight x20

I don’t know about you but I have always had to work hard for my money without a lot of extra to show for it. Luxury homes, car notes, dining out on a regular basis, and extravagant family vacations were never in MY budget. I think I’ve been to the movie theatre maybe three times in ten years. HUGE waste of money in my eyes.

Mind you, I am not complaining. I have always been pretty frugal and life was good in spite of the financial challenges. I certainly never considered myself to be poor or needy until now.

Still, I am sure that in my working prime, there was at least a period of 20 years when I probably wasted $5 a day more than I needed on items that I would not have missed otherwise. Ahhh yes, frivolous every day spending on everything from take-out to those impulsive ( not-on-the-list ) purchases at Walmart. Heck I probably could’ve saved $35 a week on groceries alone and still ate well.

Hmmmm…

$5 a day x 52 weeks a year, multiplied by 20 years is $36,400.00, straight up! WOW, and that’s if you just kept stuffing it under the mattress and never touched it otherwise. Imagine, if you were able to get some sound investment counseling, what that figure might soar to.

Even on a smaller scale. $3.57 a day x 7 days is $25 a week x 52 weeks a year, multiplied by 20 years is $26,000.00 or there abouts.

Remember, that’s money you wouldn’t even miss! It’s amazing!

And little disheartening for me considering, that IF I had that money available to me over this last 20 months or so, I would have been able to pay my bills and still had money in the bank.

My husband and I actually had a tiff the other day about this.

I’d gone to Dollar General, with the intent of spending at least $30.00 so I could take advantage of a $5 off coupon. I spent just over $30 and I got enough food to feed us for three days and other essentials . I also got non-essentials like cookies, Reese’s cup, and two bags of honey mustard snacks from the $1 aisle. Yes, my $5 savings was spent on snacks.

I was pleased with my purchases but noticed my husband grow sullen as he put stuff away.

He said, I was being frivolous with the snacks. I was appalled by his accusations. But my husband of scot heritage takes being frugal to a whole new level. CHEAP might be a better word, and I told him so.

Yes, he went too far in my estimation. And even he apologized for reacting the way he did once he had time to cool off and think about it.

But it did get me thinking about it and I got out the calculator the next time he left the house.

While my trip down the snack aisle isn’t the best example, it does prove a point.

We all do it and we all do it on a regular basis. I don’t care whether you make $15,000.00 a year or $150,000.00 a year.

There’s always room to sock a little away, and not even miss it.

I mean seriously, who here couldn’t benefit from an extra $20,000 dollars right now?

I know I could!

Hindsight is 20/20 they said. Sighs…

Light… glorious light ….

horsemafia

‘Along your ride called “Life”, you may encounter rough storms. The dark clouds and unrelenting winds may bring feelings of sadness, grief, depression, anxiety or maybe even anger or resentment. Keep Riding. Just ahead, the clouds will disappear, the winds will blow over and you will find your peace. It is now that you become the bright light for others going through their storm. If you can, help them through it.’
~–Unknown–~

Photo: Copyright © 2013 The Horse Mafia.
Photo and artwork in its entirety: Copyright © 2013 The Horse Mafia.

A Prayer for Today

Image Credit : FineArtAmerica.com

Image Credit : FineArtAmerica.com

Father in Heaven

Today I choose to release everything
that has tried to hold me back. I release
the past; I release bitterness: I release failures
and missed opportunities. Instead I embrace
your grace and power to boldly move forward
into the blessing you have for me…

In Jesus’ Name

AMEN .